Webshop Terms and Conditions

 

Terms & Conditions

Photographer Timo Mäkipää 2507886-7 sells products to individuals and businesses in Finland. We reserve the right to change delivery terms and prices. The prices of e-commerce products include VAT.

Contact information

e-mail: timo@timomakipaa.fi
Phone: 044 089 5555
Adress: Vähäheikkiläntie 56 C 10, 4.krs 20810 Turku

Ordering

The products ordered are selected on the web site by adding them to the shopping cart. The order will be sent by paying Shopping Cart content in the online store cashier. When making your order, you agree to these delivery terms, product prices and shipping charges. If an e-mail address is given at the time of order, an order confirmation will be sent by e-mail. Orders ordered from order confirmation and price.

Payment

Bambora PayForm (Paybyway Oy, business-id FI24865594) is the payment facilitator of the online shop. The Paybyway Oy is a payment facilitator authorized by the Financial Supervisory Authority of Finland. The payment process is conducted in the online service of the Bambora. Bambora or Paybyway Oy is shown as the payment received in the bank account listing and in the invoice. Paying with Bambora is safe. All information is exchanged through secured connections.

The trade happens between the online customer and the online shop. The online shop is responsible for all obligations related to the trade.

Read more about Bambora: https://www.bambora.com

Payment methods

With Bambora PayForm you can pay your order by an internet banking account, a wallet, a payment card (credit/debit), an invoice or a partial payment. The following methods of payment are supported: Osuuspankki, Nordea, Danske Bank, Oma Säästöpankki, Säästöpankki, Aktia, Paikallisosuuspankit, S-Pankki, Handelsbanken, Ålandsbanken, MobilePay, Masterpass, Visa-, Visa Debit-, Visa Electron-, MasterCard- and Debit MasterCard payment cards, Jousto and Mash.

MobilePay: You can pay with your MobilePay wallet if you have allowed online payments in the settings of the MobilePay application. Payment via MobilePay takes place directly from the payment card linked to MobilePay. If charging the payment from the linked card fails, MobilePay can not be used in the online shop.

Jousto: With Jousto invoice and part-payment you can pay in over 4000 online shop in Finland. With Jousto invoice, you get 14 days payment time (invoice fee 4,90 eur). With Jousto part-payment, you get max 12 months payment time (invoice fee 4,90 eur and monthly interest rate 2,42%). More information: www.jousto.com

Mash: Mash invoice and part-payment is available to over 20 years old consumers having a permanent address in Finland. The part-payment is invoiced every 30 days. For example, annualized percentage rate for a 2000 eur credit is 14,9 % when the payment term is 24 months. The total price is 2302,79 eur (incl. interest rate, invoicing fee, opening fee).

Euroloan Consumer Finance Oyj (2159120-9) is a Finnish financing institution operating since 2007. Euroloan Consumer Finance Oyj reserves a right to review the credibility and the address information of consumers using Mash invoice or part-payment. The consumer is also requested the provide the personal id number. The credit is approved or declined based on this review. The order is delivered only to the address registered to the Population Register of Finland. More information: https://www.mash.com/fi/sinulle/nain-maksat-mashilla

Contact Bambora PayForm

Bambora PayForm, Paybyway Oy (business-id FI24865594)
E-mail: payform@bambora.com
Telephone: +358 29 300 5050 (workdays 9-16)
Address: Laserkatu 6, 53850 Lappeenranta, Finland

Common Terms

Common terms & conditions can be found here (in finnish):  https://timomakipaa.fi/sopimusehdot/
By purchasing services, you agree to the terms of the agreement.